Your career is complex.
Your mortgage shouldn't be.
AG Mortgage Team provides mortgage solutions designed specifically for physicians, dentists, and healthcare professionals. We understand medical income, professional corporations, and the financial realities of a career in healthcare.
10+
Years Experience
148
Five-Star Reviews
Dozens
Lender Partners
See what you qualify for.
Tell us a little about yourself and Andrew will follow up with a clear picture of your options — no pressure, no obligation.
Most lenders don't understand medical professionals.
Your income structure, career trajectory, and financial obligations are different from the average borrower. You need a mortgage team that speaks your language.
High Income, Complex Structure
Medical professionals often earn significant income through a mix of fee-for-service, salary, and corporation distributions. Most lenders don't know how to underwrite it. We do.
Student Debt Considerations
Six-figure student loans shouldn't prevent you from owning a home. We work with lenders who understand medical career trajectories and factor future earning potential appropriately.
Practice Purchase & Setup
Whether you're buying into a practice, setting up a new clinic, or financing medical equipment, we can structure financing around your business and personal goals together.
Residency & Early Career
Starting your career doesn't mean waiting to own. We work with lenders offering physician-specific programs that recognize where your income is headed, not just where it is today.
Healthcare professionals at every career stage.
From residents just starting out to established practitioners looking to optimize their portfolio, we tailor our approach to your specific stage and goals.
Financing structured around your career.
Home Purchase
First home, move-up, or investment property. We structure financing around your medical income and career stage.
Refinance & Equity Access
Access equity for practice investment, renovations, or debt consolidation. Optimized for professional income structures.
Practice Financing
Buying into a practice, purchasing a clinic, or financing build-outs. Commercial and residential solutions under one team.
Incorporation Strategies
Professional corporation income, retained earnings, shareholder loans. We work with lenders who understand medical corp structures.
A mortgage is one piece of your financial plan.
Medical professionals benefit from coordinated financial advice. While our focus is mortgages, we work alongside trusted professionals who specialize in serving healthcare practitioners.
Wealth Management
Financial advisors who understand physician compensation, professional corporations, and long-term wealth building for medical professionals.
Insurance & Protection
Disability, life, and critical illness coverage designed for the unique risks and income protection needs of healthcare professionals.
Tax & Accounting
Accountants experienced with medical professional corporations, tax optimization, and the unique filing requirements of healthcare practitioners.
AG Mortgage Team may refer clients to complementary professionals. Any referral arrangements are disclosed. These professionals operate independently and are not affiliated with Premiere Mortgage Centre Inc.
Andrew Gad, Mortgage Agent Level 2 (Licence M20000321) | Premiere Mortgage Centre Inc. (Brokerage Licence #10317)
1655 Dupont Street #101, Toronto, ON M6P 3T1 | 416-454-4783 | agad@premieremortgage.ca
This page is for informational purposes only. Mortgage approval is subject to lender underwriting criteria. Complementary professional services referenced on this page are provided by independent third parties not affiliated with Premiere Mortgage Centre Inc. Any referral arrangements are fully disclosed to clients.